Craig Duncan

April is distracted Driving Awareness Month. Our office is raising awareness about distracted driving and the importance of auto insurance coverage! It's crucial for everyone to review their insurance policies regularly to ensure they have adequate liability coverage, especially in the event of an accident.

If you're looking to discuss the importance of being properly insured, here are a few key points to consider:

• Understanding Liability Coverage: This type of insurance helps protect you financially if you're found to be responsible in an accident that causes injury or damage to others. It's essential to have enough coverage to protect your assets.

• State Requirements: Different states have varying minimum coverage requirements. It's important to know your state's laws and ensure your coverage meets or exceeds these requirements.

• Personal Assets: If you have significant assets, you may want to consider higher liability limits to protect against potential lawsuits.

• Family Considerations: If you have family members who drive your vehicle, their safety and the potential risks they face should also be factored into your coverage needs.

• Discounts and Savings: Many insurance companies offer discounts for safe driving, bundling policies, and other factors. It’s worth checking if you can save money while increasing your coverage.

• Reviewing Regularly: Life circumstances change, such as new drivers in the household, changes in assets, or changes in laws, so it's good practice to review your policy annually.

Encouraging a conversation about insurance can help ensure that families are adequately protected. If you have specific questions or need assistance with auto insurance, feel free to ask!

Serving Pinellas County since 1987, Craig is a lifelong resident of Clearwater. We handle auto, home, business and life insurance in the communities of Clearwater, Safety Harbor, Oldsmar, Dunedin, Palm Harbor, Largo, and surrounding communities. Craig also served as the NAIFA-Florida president in 2021 and serves on the Citizen's Property Insurance Agents Advisory Council. Craig holds the ChFC designation and has qualified for State Farm's Ambassador Travel multiple times. Craig is also the founder of the Committee of Florida agents. He is also a life member and long-time volunteer for Ducks Unlimited, a wetlands conservation group. Our team of 13 licensed agents are well trained and committed to delivering excellent customer service to both our policyholders and our community. He is married to Barbara and has three children and three grandchildren.